Payment Options & Financing

We offer a number of payment options, financing plans and a discount dental plan (Dental Care Advantage) to help our patients afford the dental care in New York they need. Making an investment in your dental health can be an important part of maintaining your overall health!

For Patients with Insurance

1st Advantage Dental accepts most insurance plans, yet they may vary by office. For a list of the insurance plans we accept, please view our Participating Insurance Plans page or the Location page of your local office. If you cannot find your plan, or if you’re not sure if your office will accept your plan, give your local office a call to verify. There may be a payment (copayment or estimated patient portion) due at your appointment (date of service) based on your insurance plan. The patient’s final financial responsibility can only be determined by the patient’s insurance company and may be different from the payment collected on the date of service.

For Patients without Insurance

Payment is due in full on the date of service. Payment options include:

  • Cashand personal check
  • Debit or credit card - Visa, MasterCard, Discover, American Express
  • CareCredit® Financing

We offer a discount program and financing option to make dental care more affordable. 

Cash Discount - For dental services not covered by insurance or the Dental Care Advantage plan, patients may receive a 5% cash discount; or 10% percent for those ages 55 and older. To qualify, payment is due in full on the date of service with no other outstanding balances.  

Dental Care Advantage - This dental discount program offers discounts on dental care and other healthcare-related costs. Learn More

CareCredit Financing

We offer CareCredit® Financing where you can make convenient monthly payments in line with your monthly budget. CareCredit® is a health, wellness, and personal care credit card that helps you get the financial help and care you need, without delaying appointments or treatment. You can also use CareCredit® for all your future needs without reapplying.

For those who would prefer small monthly installments and more time to pay, CareCredit® also offers an extended payment plan option. With CareCredit®’s extended payment plans, treatment can be financed for up to 5 years with low monthly installments. For more details, visit the  CareCredit® website.

* Subject to credit approval. Minimum monthly payments required.